Fall 2023 Housing Market Outlook

  Despite higher mortgage rates, the market remains as competitive as ever thanks to strong demand coupled with tight inventory supply, due, in part, to those who purchased homes in recent years at record-low interest rates staying put. Since mortgage rates remain higher than the average over the

Is buying down your mortgage rate worth it?

  When mortgage rates rise, borrowers scramble to find the lowest rate and beat the market. One option to combat this is "buying down your rate" with mortgage points. Essentially, you're paying more up front at closing to lock in a lower monthly rate, which in turn can give you a lower monthly pa

Housing Trend: Multi-Generational Living

  The concept of multi-generational living has been gaining popularity in recent years as more and more Americans are choosing to share their homes with family members of different ages. For one, financial considerations play a significant role in the rise of multi-generational living. Younger p

DIY Projects That Kill Home Value

  U.S. Homeowners spent about $420 billion in 2020 on remodeling their homes, according to the National Association of REALTORS® 2022 Remodeling Impact Report, but not every home renovation project will increase the resale value of a home. Weekend TV lineups are filled with Do-It-Yourself home i