The Truth About: Rent to Own

When home prices rise or mortgage rates make qualifying tough, some buyers start exploring creative paths to homeownership — one of the most talked about being “rent-to-own” or “contract for deed” properties. At first glance, these deals sound appealing: live in the home now, buy it later, and skip

How to Avoid Probate with Real Estate: What Minnesota Homeowners Should Know

When someone passes away, their property often goes through a legal process called probate. This process can be time-consuming, expensive, and emotionally stressful — especially when real estate is involved. The good news is that, with a little planning, you can often avoid probate altogether for y

The Truth About Selling Your Home As-Is

Selling a home can be a complex process, and for many homeowners, the idea of selling “as-is” seems like a quick and easy way to avoid repairs, inspections, and extra costs. But what does selling a home as-is really mean? And is it the right choice for you? Let’s unpack the truth about selling your

What Was the HARP Program, and Why Does It Still Matter?

If you were a homeowner during the late 2000s, you probably remember how tough the housing market was after the crash. Home values dropped sharply, and many people found themselves underwater on their mortgages. In response, the federal government created a series of programs to offer relief. One o